CNONGD

Finance, Credit and Loan Information

April, 2015

Scam reported to police

A scam was reported to Fremont Police just before 10 am Friday in the 200 block of North Main Street. Lt. Kurt Bottorff said the reporting party told police they received a call from an unknown female saying the reporting party’s son was in default on cash advance loans. The caller said the loans needed […]

What Are FHA Loans?

FHA stands for the Federal Housing Administration, a government agency within the Department of Housing and Urban Development. One of the most common mortgage programs available is the FHA loan. For many, an FHA loan is a fantastic option to buy a home. For others, the benefits dont quite outweigh the costs. To decide if […]

How to clear your huge debt

People snowed under unsecured debt in excess of 12 times their monthly income can now receive help through the Repayment Assistance Scheme implemented by Credit Counselling Singapore. Ong Kai Xuan collates the answers to commonly asked questions. What is the Repayment Assistance Scheme (RAS) all about? How can it help me? In a nutshell, the […]

Chase Slate vs. Discover it

There are few things more difficult than paying off credit card debt. As unsecured debt, credit cards charge higher interest rates than home or car loans. And since the interest paid is never tax deductible, cardholders do not receive the tax savings that can apply to home mortgages and student loans. One of the most […]

5 Credit Cards for Teens

When Americans turn 18, they are considered adults under the law. That means that they can vote and be tried as an adult, but its also the first time that they are able to apply for a credit card account in their own name, though theyll have to jump through a few hoops first. Under […]

UA Matters: Myth vs. Fact about Credit Card Use, Credit Scores, History

Credit cards are used daily by many Americans. Credit cards can be a large risk or an asset for consumers who are trying to build credit or manage their finances. Credit cards can serve as a great financial tool if they are used wisely. Understanding facts and myths about credit card use will help you […]

Sinosoft Technology Announces Annual Results 2014

– Basic earnings per share was RMB 13.03 cents (2013: RMB 11.42 cents)– The Board has recommended the payment of a final dividend of RMB 1.95 cents per share (2013: RMB 1.50 cents) Benefited from the central governmentapos;s constantly increasing investment in information technology and the intense attention in energy saving and emission reduction, the […]

3 Habits of People With High Credit Scores

Without even knowing it you might be doing things that are damaging your credit score, which affects not only your ability to borrow but also the interest rate you pay when you do borrow. So how do you identify and put an end to your bad credit habits? Simple: Start doing the same things as […]

How Can I Find My Credit Score for Free?

Thanks to the Fair and Accurate Credit Transaction Act (FACT Act) passed on 2003, once every 12 months, consumers are entitled to free access to their formerly secret credit reports from the three major credit reporting bureaus — Equifax, TransUnion and Experian. The official website where you can nab your freebies: Annualcreditreport.com. Unfortunately, when it […]

How You Accidentally Wind Up With Subprime Lenders On Your Credit Report

NEW YORK (MainStreet) — Offers from your local car dealership or furniture store to help consumers finance their purchase can sometimes come from a subprime lender despite your high credit score. Some retailers use subprime lenders, which are companies that finance loans for consumers with lower credit scores. The higher your credit score, the less […]

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