Finance, Credit and Loan Information

Credit Scores

Money in Your Pocket: Good news for credit scores

SYRACUSE, NY (WSYR-TV) – Good news for consumers and the economy is that credit scores are improving, and the scores are at an all-time high right now. The number of people with poor scores is dropping quite a bit. Back during the recession in 2005, the number of people with poor credit scores was about […]

The Lowdown on Those Free Credit Scores

The Fair and Accurate Credit Transaction Act of 2003 provided individuals with valuable rights to the credit information that companies keep on them, but did you know the credit score provided to you may be different from the one provided to lenders? The first thing you should know is that you have a right to […]

How to Figure Out Which Credit Score Your Bank Will Use to Approve You

If you are looking to get a loan for your business, you might think to yourself, “well, self, I have a great credit score. I can get this loan, no problem!” While you might be riding high with a credit score over 740, that doesn’t mean your business credit score falls into the excellent category. […]

Why Your FICO Credit Score May Soon Get a Boost

Millions of Americans could see their credit ratings improve in the coming weeks because of a new effort to remove potentially inaccurate information from their credit reports. Beginning July 1, the major credit bureaus–Equifax, Experian, and TransUnion–will limit the use of many tax liens and most civil court judgments in the data used to calculatecredit […]

The States With the Best and Worst Business Credit Scores

And when it comes to small businesses, both your business and personal credit scores can come into play — impacting your business’s ability to get financing. Its important to note, however, that the two types of scores are not calculated in the same ways. Unlike the personal credit spectrum of 850 points, business credit scores […]

Is Australia adopting US-style credit scores?

Vedas rebranding to Equifax may bring along more changes than expected. Australias most well-known and largest credit provider, Veda, will be rebranding to Equifax as of today. The rebrand comes following an acquisition by the US credit reporting agency, announced in February 2016. While it may appear on the surface to be a simple name […]

Northbrook Credit Scores Among Nation’s Highest

Your credit score dictates a lot of decisions you can make in life. If youre trying to take out a loan or qualify for an apartment, a good credit score is a must. Lots of folks use the scores, including potential employers, business partners, corporations and the government, to make decisions and draw conclusions about […]

The college degrees that produce students who know how to manage their money

Looks like extravagant spending, to me.Craig Cochrane/Flickr Which degree programs produce students that live within their means? Some types of graduates may earn a lot of money, but they might also accumulate irresponsible levels of debt (cough cough,MBA students). While other degree programs might produce graduates with lower incomes, but who take on less debt […]

The Average American’s Credit Score: How Do You Compare?

Three out of five. Thats the number of Americans who dont know their credit scores, according to LendingTree research. The likely reason why that number is so high is that many people dont understand that improving their credit scores is a long-term investment in their financial well being. The truth is, people with good credit […]

Wintrust Business Lunch 3/9/17: Credit Scores, Wikileaks, & Bull Markets

When was the last time you checked your credit score? Jill Gonzales (Analyst at WalletHub) looked at a survey that came out this week about the cities with highest and lowest credit scores and plenty of Chicago suburbs rated high up on the list. Shelley Young (Chef/Owner at The Chopping Block) is celebrating the 20th […]

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